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AI-Powered Now live on Telegram · @MardRiskAI_bot
Take Control of
Your Finances
with AI

MardRisk AI is your intelligent financial risk advisor on Telegram. Get your personal risk score, avoid costly mistakes, and receive AI-driven advice — instantly, in 3 languages.

Start on Telegram
3 Languages
<5s Risk Score Speed
AI Powered Analysis
0 Apps to Install
Everything Your Finances Need

Personal Risk Score

Get a real-time, personalized financial risk score based on your income, spending habits, and financial decisions.

Purchase Risk Check

Before making any purchase, ask the bot. It instantly evaluates whether it fits your financial profile and warns you of risks.

AI Financial Advice

Personalized, actionable advice — not generic tips. Real guidance crafted specifically for your unique financial situation.

Natural Conversation in 3 Languages

No forms, no dashboards. Just chat naturally in Telegram in English, Russian, or Armenian. Switch languages anytime — the bot understands all three fluently.

Instant Results

Your risk score and advice in under 5 seconds. Make confident financial decisions fast.

Private & Secure

Your financial data stays within your Telegram conversation. No accounts, no data harvesting, no tracking.

Ready in 4 Steps
1

Open the Telegram Bot

Find @MardRiskAI_bot, press Start and select your preferred language.

2

Describe Your Finances

Tell the bot about your income, a purchase you're considering, or any financial decision.

3

AI Analyses in Seconds

MardRisk AI processes your data using advanced financial intelligence models.

4

Get Score + Advice

Receive your risk score with a detailed breakdown and clear, actionable recommendations.

MardRisk AI
Online · AI Active
👋 Hi! I'm MardRisk AI. Describe your financial situation or a purchase and I'll give you your personal risk score.
I want to buy a new iPhone for $1,200. My monthly salary is $2,000.
72/100
⚠️ Moderate Risk
Affordability
60%
Necessity
35%
Savings
78%
💡 This purchase equals 60% of your monthly salary. Consider saving 2–3 months first to reduce financial strain.
Speak Your Language

Full support in 3 languages. Switch any time, even mid-conversation.

🇬🇧
English
English
🇷🇺
Russian
Русский
🇦🇲
Armenian
Հայերեն
Ready to Master
Your Finances?

Open MardRisk AI right now — free, no sign-up needed.

Open @MardRiskAI_bot
Powerful AI Tools
for Financial Safety

Every feature designed to help you make smarter financial decisions, understand your risk, and avoid costly mistakes.

Personal Risk Score Engine

Our AI analyses your financial data holistically — income, recurring expenses, savings rate, debt exposure, and spending patterns — then produces a single, easy-to-understand risk score from 0 to 100. Lower is better. Updated with every conversation.

Current Score
72 / 100
Savings Health
Good
Spending Risk
Medium
Debt Exposure
Low

Purchase Risk Checker

Planning a big purchase? Ask the bot before you buy. Describe the item and price — it checks affordability, necessity, and financial fit, then gives you a green, yellow, or red signal.

Personalized AI Advice

Not generic financial tips copied from a blog. MardRisk AI analyses your specific numbers and situation to generate advice tailored precisely to you — actionable steps you can take today.

Real-Time Intelligence

No waiting for reports. MardRisk AI processes your input and delivers insights in under 5 seconds — faster than any human advisor.

Zero Data Collection

MardRisk AI does not store, sell, or share your financial data. Everything stays inside your Telegram conversation — private, encrypted, and only yours.

3-Language Fluency

English, Russian, and Armenian — full conversational fluency in all three. The bot never loses context when you switch languages mid-chat.

Financial Pattern Analysis

The AI identifies patterns in how you describe your finances — spotting danger signs, overspending habits, and hidden risks before they become real problems.

Try All Features Free

Start your financial risk journey on Telegram. Zero cost, zero commitment.

Open @MardRiskAI_bot
How MardRisk AI Works

Zero setup. No installation. Start inside Telegram and get results in under 30 seconds.

1

Open @MardRiskAI_bot on Telegram

Search for @MardRiskAI_bot in Telegram or click the link on this page. No registration, no email, no password — just tap Start and you're in.

✓ Available on all Telegram platforms
2

Choose Your Language

The bot immediately asks you to select your preferred language: English, Russian, or Armenian. You can switch at any time, even in the middle of a conversation.

🇬🇧 EN · 🇷🇺 RU · 🇦🇲 ՀՅ
3

Describe Your Financial Situation

Tell the bot naturally — as if you're talking to a smart friend. Share your monthly income, a purchase you're considering, an expense concern, or any financial question you have. The more detail, the more precise the analysis.

💬 Natural language understood
4

AI Processes Your Data

MardRisk AI uses advanced financial intelligence models to evaluate your situation. It factors in affordability ratios, savings benchmarks, spending risk signals, and financial patterns to build a complete picture of your risk.

⚡ Results in under 5 seconds
5

Receive Your Risk Score + Advice

You receive a clear risk score from 0–100 with a breakdown by category, a plain-language verdict (Low / Moderate / High Risk), and specific, actionable advice on what to do next — all in one message.

📊 Score · Breakdown · Advice
See It for Yourself

Try MardRisk AI in Telegram right now. Free, instant, no sign-up.

Open @MardRiskAI_bot
Simple, Transparent Pricing

Start free. Upgrade when you need more. No hidden fees, no surprises.

Free
$0
Forever free
  • Personal Risk Score
  • Purchase Risk Check
  • AI Financial Advice
  • 3 Language Support
  • No Registration Required
  • Advanced Analytics
  • Priority Support
Start Free
Most Popular
Pro
$9.99
per month
  • Everything in Free
  • Unlimited Queries
  • Advanced Analytics
  • Monthly Financial Report
  • Budget Planning Assistant
  • Risk History Tracking
  • Priority Support
Get Pro
We'd Love to Hear from You

Questions, partnerships, feedback — reach out and we'll respond within 24 hours.

Telegram Bot
@MardRiskAI_bot
Location
Yerevan, Armenia
Response Time
Within 24 hours

Send a Message